CBC Blog

3 Crucial Questions To Ask Before You Co-Sign A Mortgage

December 09, 2019 by CBC National Bank Mortgage

Topics: Mortgages / Home Equity

5 Essential tips for painting a house

December 09, 2019 by CBC National Bank Mortgage

Topics: Mortgages / Home Equity

4 Critical Tips To Consider When Hiring A Home Contractor

December 09, 2019 by CBC National Bank Mortgage

There are many reasons why you might be interested in hiring a home contractor. These professionals are an important part of helping someone attain their dream home. While everyone cares about the price of the contractor, this is not the only factor that you should consider.

Topics: Mortgages / Home Equity

May Is Military Appreciation Month

May 24, 2018 by Mike Brooks

At CBC, we consider every month military appreciation month. Our business has supported military veterans and veteran groups since we opened our doors. We understand the extensive contributions our military members make to our country. Many of our employees are veterans themselves, representing every branch of the military. We take pride in...

Topics: Mortgages / Home Equity

National Moving Month Is Here

May 21, 2018 by Mike Brooks

 May is National Moving Month and the start of the busiest relocation period in the calendar year. Around half of all moves take place in the summer between early May and Labor Day. Many families decide to relocate during summer months, while school-aged children are out for summer vacation. Military PCS cycles also result in thousands of...

Topics: Mortgages / Home Equity

When NOT to Tap Your Home Equity

May 18, 2018 by Mike Brooks

Tapping into the equity of your home is only an advisable option in specific circumstances. You have worked hard to gain equity, so don’t tap into it unless it’s a necessity. Cash-out refinancing is on the rise yet again. In the second quarter of 2017, equity cashed out increased $1.2 billion from the first quarter. Experts believe the current...

Topics: Mortgages / Home Equity

Senate Passes Bill Impacting Home Loans

May 14, 2018 by Mike Brooks

A new law could make mortgage qualification easier.

On March 14, the US Senate passed a bill aimed at rolling back regulations from the Dodd-Frank Act of 2010. The nation faced a mortgage crisis nearly 10 years ago, prompting the creation of the Dodd-Frank regulations. Currently, the US House of Representatives is considering the bill, which will...

Topics: Mortgages / Home Equity

50 Years of Fair Housing

April 11, 2018 by Mike Brooks

April is Fair Housing Month, and this month is of particular import because it marks the fiftieth anniversary of the Fair Housing Act. The Fair Housing Act is a vital piece of legislation that helps to protect the civil rights of groups that are discriminated against while seeking housing.

Topics: Mortgages / Home Equity

7 Tips to Improve Your Credit for Buying a Home

March 30, 2018 by Mike Brooks

Tracking and maintaining credit is a vital but extremely difficult task. Large purchases such as buying a home are exponentially more challenging with poor credit. March is Credit Education Month, making it an ideal time to revisit your credit and start taking the steps to improving it. Try these 7 tips to improve your credit so you can buy a...

Topics: Mortgages / Home Equity

What You Should Know About Rising Interest Rates

March 28, 2018 by Mike Brooks

Interest rates are rising, and in some ways, that’s a good thing. The Federal Reserve slashed rates to near zero years ago when the economy plunged. Now employers are hiring, and unemployment is consistently low. Americans have more money in their pockets, so they’re more willing to spend. Companies are investing in growth, which stimulates the...

Topics: Mortgages / Home Equity